Student loan stress and life choices
1) What is your current level of education?
High School
Some College
Bachelor''s Degree
Master''s Degree
Doctorate
2) Are you currently carrying student loan debt?
Yes
No
3) How do you feel about your student loan debt?
Very Stressed
Somewhat Stressed
Neutral
Somewhat Relaxed
Very Relaxed
4) What impact has student loan debt had on your life choices? (Select all that apply)
Please select at least 1 choice.
Choosing a job based on salary
Delaying major life events (e.g., buying a house, starting a family)
Choosing to live with parents
Deciding against further education
Other:
5) Please specify any other impacts of student loan debt on your life choices:
6) How often do you think about your student loan debt?
Daily
Weekly
Monthly
Rarely
Never
7) Have you sought help or advice regarding managing your student loan debt?
Yes, from a professional
Yes, from friends or family
No, but I plan to
No, I don''t feel the need
8) How do you primarily manage your student loan payments?
Automatic payments
Manual payments
Income-driven repayment plan
Deferment or forbearance
I am not currently making payments
9) What financial resources do you find most helpful for managing student loan debt?
Financial advice websites
Very Helpful
Somewhat Helpful
Not Helpful
Student loan servicer
Very Helpful
Somewhat Helpful
Not Helpful
Financial planner
Very Helpful
Somewhat Helpful
Not Helpful
Support groups
Very Helpful
Somewhat Helpful
Not Helpful
Nonprofit assistance programs
Very Helpful
Somewhat Helpful
Not Helpful
10) What is your age?
11) What is your occupation?
12) What is your income level?
Less than $25,000
$25,000 - $49,999
$50,000 - $74,999
$75,000 - $99,999
$100,000 or more
13) Do you believe student loan debt will affect your retirement plans?
Yes, significantly
Yes, somewhat
Not at all
Unsure
14) What advice would you give to someone entering higher education to avoid student loan stress?
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